What did you mean by “fanon dwarves”? Is that just a fan interpretation or do you think Tolkien intended it? In Tolkien’s idealized world, all economic motivations are marginal and deprecated. The dwarves are motivated partially by a desire for gold, but mostly by loyalty to their king and a desire to see their ancestral homeland restored to them. To the extent the treasure itself motivates Thorin & co., it causes disaster (for example his unwillingness to share the loot almost causes a battle against local men & elves.)
So it causes disaster. Disaster on this scale was already likely, even warned against. Somehow, the elves inviting themselves along—out of pure greed, no magic involved—is portrayed as less of a fault.
What did you mean by “fanon dwarves”? Is that just a fan interpretation or do you think Tolkien intended it? In Tolkien’s idealized world, all economic motivations are marginal and deprecated. The dwarves are motivated partially by a desire for gold, but mostly by loyalty to their king and a desire to see their ancestral homeland restored to them. To the extent the treasure itself motivates Thorin & co., it causes disaster (for example his unwillingness to share the loot almost causes a battle against local men & elves.)
So it causes disaster. Disaster on this scale was already likely, even warned against. Somehow, the elves inviting themselves along—out of pure greed, no magic involved—is portrayed as less of a fault.