Why do you think this has anything to do with trustworthiness? Building and maintaining a reputation for trust can be a valuable strategy independently of any beliefs about morality. I trust my bank to hold my money (not blind trust of course) but I don’t believe my bank (as an institution) has a moral code or any particular pet theories of ethics.
Moral beliefs are only a small part of why someone may act in a trustworthy manner. However, acting in line with one’s sense of ethics would be an additional incentive to deal fairly. No, it’s not the primary force that makes your bank give your money back to you, that being a combination of reputation, as you say, and the rule of law. All else equal, however, I would expect that someone who believes they should return money they borrow to be more likely to repay a loan than someone who doesn’t.
Why do you think this has anything to do with trustworthiness? Building and maintaining a reputation for trust can be a valuable strategy independently of any beliefs about morality. I trust my bank to hold my money (not blind trust of course) but I don’t believe my bank (as an institution) has a moral code or any particular pet theories of ethics.
Moral beliefs are only a small part of why someone may act in a trustworthy manner. However, acting in line with one’s sense of ethics would be an additional incentive to deal fairly. No, it’s not the primary force that makes your bank give your money back to you, that being a combination of reputation, as you say, and the rule of law. All else equal, however, I would expect that someone who believes they should return money they borrow to be more likely to repay a loan than someone who doesn’t.