It’s an interest-free loan. Unless the “certain rights” Lucius has over HJPEV until graduation are troublesome, it is in probably HJPEV’s best interest to delay paying the loan back as long as possible.
Dumbledore was willing to send Hermione to Azkaban to prevent Lucius from getting those rights (well, and the money). It seems likely to me that they’re troublesome.
Dumbledore was willing to send Hermione to Azkaban to prevent Lucius from getting those rights (well, and the money). It seems likely to me that they’re troublesome.
Or that it doesn’t fit Dumbledore’s narrative.