For similar reasons, I disapprove of laws requiring owners to buy insurance to cover dog bites by their dog, if and only if it is of a certain breed (pit bull, Rottweiler, etc.).
If other breeds are comparatively harmless, their insurance should simply be less. Breed-neutral insurance laws would also be more responsive than legislatures to tracking signs of risk (such as having an unneutered dog) and newly popular fighting breeds, etc.
I agree, insurance for rare events ought to be cheap.
For similar reasons, I disapprove of laws requiring owners to buy insurance to cover dog bites by their dog, if and only if it is of a certain breed (pit bull, Rottweiler, etc.).
If other breeds are comparatively harmless, their insurance should simply be less. Breed-neutral insurance laws would also be more responsive than legislatures to tracking signs of risk (such as having an unneutered dog) and newly popular fighting breeds, etc.
I agree, insurance for rare events ought to be cheap.