Most of these products have an ear loop design. NIOSH-approved N95s typically have head bands. Furthermore, limited assessment of ear loop designs, indicate difficulty achieving a proper fit. While filter efficiency shows how well the filter media performs, users must ensure a proper fit is achieved.
What you say makes sense, but it isn’t how other people use the term. For example, the CDC says:
https://www.cdc.gov/coronavirus/2019-ncov/prevent-getting-sick/types-of-masks.html#respirators
The CDC also says:
https://www.cdc.gov/niosh/npptl/respirators/testing/NonNIOSHresults.html