If you move your own vases, since any loss is borne by you, you are motivated to take all necessary precautions. Someone who you pay is not so motivated, increasing the chance of loss, but the insurance then mitigates the risk. If you just pay $20 to someone on Craigslist, neither of those is the case.
If you move your own vases, since any loss is borne by you, you are motivated to take all necessary precautions. Someone who you pay is not so motivated, increasing the chance of loss, but the insurance then mitigates the risk. If you just pay $20 to someone on Craigslist, neither of those is the case.