You are assuming that being not married is the default state of being and any deviations from it must be justified.
What? How?
Marriage introduces that possibility and non-marriage doesn’t have it
You are assuming that marriage just adds risks (“possibility of a personal catastrophe”) without eliminating other risks.
I think the risk is indeed not worth it. And as far as practical things go, marriage is just a simple contract; I’d guess that you can live happily without it, too
Define practical things.
I think the risk is indeed not worth it.
Sure, but is that anything more than your personal opinion?
marriage is just a simple contract
That is very clearly false.
You are assuming that being not married is the default state of being and any deviations from it must be justified.
What? How?
You are assuming that marriage just adds risks (“possibility of a personal catastrophe”) without eliminating other risks.
I think the risk is indeed not worth it. And as far as practical things go, marriage is just a simple contract; I’d guess that you can live happily without it, too
Define practical things.
Sure, but is that anything more than your personal opinion?
That is very clearly false.