Or more costly if you factor in the aggravation of dealing with the insurance company. For those that havn’t done it before...well, it’s not pleasant unless you know exactly what you are doing. Or have a lawyer handle it, which can be its own brand of pain.
The last time I dealt with an insurance company it wasn’t all that painful (maybe 2-3 hours work). Depending on how the OP values her time of course I suspect the cost would still be quite a lot lower than £2000.
Yes, I would expect 2-3 hours work dealing with it plus a loss of utility for the holiday of around £200. If I cost my time at a tenner an hour that works out at under 50p for a luggage free bathroom break, which sounds pretty reasonable to me.
The cost would be measured primarily in emotional damage done by police and insurance investigators blaming the victim for leaving the goods unattended.
Then it seems the general advice prooffered should be “trust people more, but make sure you insure your expensive items and don’t tell the insurers that you leave them alone in a crowded public place.”
The OP says that she’s insured, so theft of the items would be significantly less costly than £2000.
Or more costly if you factor in the aggravation of dealing with the insurance company. For those that havn’t done it before...well, it’s not pleasant unless you know exactly what you are doing. Or have a lawyer handle it, which can be its own brand of pain.
Presumably if that was the case, she wouldn’t have bought insurance...
The last time I dealt with an insurance company it wasn’t all that painful (maybe 2-3 hours work). Depending on how the OP values her time of course I suspect the cost would still be quite a lot lower than £2000.
Yes, I would expect 2-3 hours work dealing with it plus a loss of utility for the holiday of around £200. If I cost my time at a tenner an hour that works out at under 50p for a luggage free bathroom break, which sounds pretty reasonable to me.
The cost would be measured primarily in emotional damage done by police and insurance investigators blaming the victim for leaving the goods unattended.
Then it seems the general advice prooffered should be “trust people more, but make sure you insure your expensive items and don’t tell the insurers that you leave them alone in a crowded public place.”