I’ll add to this—I’m in the process of setting one up. I couldn’t find anything about Scottish Mutual online. I’m currently trying with M&G, but I anti-recommend them. I believe when I asked who people are currently using, the answers were Fidelity and Legal & General, so those are probably sensible places to try.
My experience so far is that first time I tried to sign up, I entered a form field wrong and couldn’t correct it without starting over. The second time, I got to the stage of entering my bank details and clicking confirm, and the website timed out. Then they took money from my account, and sent me physical mail asking for proof of identity. (I assume this is a legal requirement, but I don’t remember seeing anything about it before signing up.) I’ve sent it to them, and they said they needed a week to review the documents, and that letter was dated the 17th and I haven’t heard anything since.
I’ll add to this—I’m in the process of setting one up. I couldn’t find anything about Scottish Mutual online. I’m currently trying with M&G, but I anti-recommend them. I believe when I asked who people are currently using, the answers were Fidelity and Legal & General, so those are probably sensible places to try.
I’d be very interested in hearing about your experience and advice further along in the process. Thanks!
My experience so far is that first time I tried to sign up, I entered a form field wrong and couldn’t correct it without starting over. The second time, I got to the stage of entering my bank details and clicking confirm, and the website timed out. Then they took money from my account, and sent me physical mail asking for proof of identity. (I assume this is a legal requirement, but I don’t remember seeing anything about it before signing up.) I’ve sent it to them, and they said they needed a week to review the documents, and that letter was dated the 17th and I haven’t heard anything since.
Does your experience refer to M&G? I can see why you anti-recommend them!
Yes, that’s with M&G. I haven’t tried signing up with anyone else.