From the Important Disclosures page of the application:
No annual fee
11.9% to 21.9% APR based on credit worthiness
24.9% APR for cash advances
29.4% penalty APR for late payments
Due date is 25 days after close of each billing cycle
No transaction fees
$10 or 3% fee (whichever is greater) for cash advances
Late payment up to $35 fee
Over-the-credit-limit penalty up to $29 (only if you allow them to charge beyond the limit)
Returned payment fee up to $35
Credit limit based on your credit history, between $300 and $20,000
Minimum payment of $15 or 1% of balance plus interest and late fees
No cap to the rewards on purchases
Rewards balances are transferred to SI quarterly
They provide an example of rewards, and note that $9000 in purchases for a year is about $126
All the standard boilerplate about applying for a new credit card.
Anyone who has lots of knowledge about credit card terms care to chime in about how good these terms are? 126⁄9000 = 1.4%
From the Important Disclosures page of the application:
No annual fee
11.9% to 21.9% APR based on credit worthiness
24.9% APR for cash advances
29.4% penalty APR for late payments
Due date is 25 days after close of each billing cycle
No transaction fees
$10 or 3% fee (whichever is greater) for cash advances
Late payment up to $35 fee
Over-the-credit-limit penalty up to $29 (only if you allow them to charge beyond the limit)
Returned payment fee up to $35
Credit limit based on your credit history, between $300 and $20,000
Minimum payment of $15 or 1% of balance plus interest and late fees
No cap to the rewards on purchases
Rewards balances are transferred to SI quarterly
They provide an example of rewards, and note that $9000 in purchases for a year is about $126
All the standard boilerplate about applying for a new credit card.
Anyone who has lots of knowledge about credit card terms care to chime in about how good these terms are? 126⁄9000 = 1.4%