Remember that life insurance, in most jurisdictions, is tax-exempt. As such, the amount of cash your heirs get to put into their pocket may well be higher than with traditional low-risk investments, even if the top-line return is lower.
Remember that life insurance, in most jurisdictions, is tax-exempt. As such, the amount of cash your heirs get to put into their pocket may well be higher than with traditional low-risk investments, even if the top-line return is lower.