I am 28. long-term unemployed, cannot get a bank account due to issues years ago, living on disability payments and now with support of my domestic partner (which is the main reason my situation isn’t actually desperate any longer). We have to keep our finances pretty separate or my income (~7k a year, wholly inadequate to live on by myself anyplace where I could actually do so) goes away.
I keep a budget, I’m pragmatic and savvy enough to make sure our separate finances on paper don’t unduly restrict us from living our lives as necessary, but I can’t remember the last time I made it to the end of the month with money left over from my benefits check. Sometimes if I’m having a very good month, I’ll not need to use my food stamps balance for that cycle, meaning it’s there when I need extra later.
And to stave off questions about how I could afford cryonics on this level of income: Life insurance can fall within a nice little window of 50 dollars or less, which could plausibly be taken out of my leisure and clothing budgets (it doesn’t consume all of them, but those are the only places in the budget with much wiggle room). Maintaining a membership with the Cryonics institute that depends on a beneficiary payout of that insurance is something like 120 dollars a year—even I can find a way to set that aside.
Bad assumption, but I’ll answer.
I am 28. long-term unemployed, cannot get a bank account due to issues years ago, living on disability payments and now with support of my domestic partner (which is the main reason my situation isn’t actually desperate any longer). We have to keep our finances pretty separate or my income (~7k a year, wholly inadequate to live on by myself anyplace where I could actually do so) goes away.
I keep a budget, I’m pragmatic and savvy enough to make sure our separate finances on paper don’t unduly restrict us from living our lives as necessary, but I can’t remember the last time I made it to the end of the month with money left over from my benefits check. Sometimes if I’m having a very good month, I’ll not need to use my food stamps balance for that cycle, meaning it’s there when I need extra later.
And to stave off questions about how I could afford cryonics on this level of income: Life insurance can fall within a nice little window of 50 dollars or less, which could plausibly be taken out of my leisure and clothing budgets (it doesn’t consume all of them, but those are the only places in the budget with much wiggle room). Maintaining a membership with the Cryonics institute that depends on a beneficiary payout of that insurance is something like 120 dollars a year—even I can find a way to set that aside.