For injuries
R> sum(sapply(seq((80-30), 0), function(t) { 5000 * 3.431544214e-09 * t * 0.97^t * 0.63 * 50000 })) # [1] 264.9444032
Rate should be 1.634253963e-08, yielding about $1261.78 lifetime loss.
For injuries
Rate should be 1.634253963e-08, yielding about $1261.78 lifetime loss.