If the context is that you (or others) are telling me that it wasn’t the thief’s fault that they stole my TV, or that the fact that my house was unlocked is evidence that I consented to the taking of my TV
That also depends. An insurance company would be well within its rights to charge you a higher premium if you refused to lock your house.
Right — but an insurance company would do that even if it didn’t reduce theft overall, but merely shifted theft away from their insured customers onto others. It could even be negative-sum thanks to the cost of locks. If we actually want to reduce theft overall, shifting it around doesn’t suffice.
That also depends. An insurance company would be well within its rights to charge you a higher premium if you refused to lock your house.
Right — but an insurance company would do that even if it didn’t reduce theft overall, but merely shifted theft away from their insured customers onto others. It could even be negative-sum thanks to the cost of locks. If we actually want to reduce theft overall, shifting it around doesn’t suffice.