The marketplace doesn’t say “oh, you have a forum account with eight thousand posts somewhere? Here’s some money,” it allows someone on the forum with eight thousand posts to lend money to someone on the forum with six thousand posts, because the two have some shared social capital.
It seems very similar to Virgin Money, but with the emphasis on internet social capital rather than meatspace social capital.
The marketplace doesn’t say “oh, you have a forum account with eight thousand posts somewhere? Here’s some money,” it allows someone on the forum with eight thousand posts to lend money to someone on the forum with six thousand posts, because the two have some shared social capital.
It seems very similar to Virgin Money, but with the emphasis on internet social capital rather than meatspace social capital.