I think the largest component of it is spending all of my free time online rather than going out for adventures. Such excursions often end up costing quite a bit, and so long as my interests are occupied by free internet, I don’t get any urge to buy “stuff”. Also, my taxes are lower due to the large amount of my donations.
I allow myself to splurge when my money builds up, typically on Projects that keep me deeply interested in a whole new facet of society or personal development for some time, but with a budget typically limited to $3000 or less.
I think the largest component of it is spending all of my free time online rather than going out for adventures. Such excursions often end up costing quite a bit, and so long as my interests are occupied by free internet, I don’t get any urge to buy “stuff”. Also, my taxes are lower due to the large amount of my donations.
I allow myself to splurge when my money builds up, typically on Projects that keep me deeply interested in a whole new facet of society or personal development for some time, but with a budget typically limited to $3000 or less.