Yeah, those seem like compatible-with-my-post things to go on inside a person’s head. Compatible in the sense that those all still need further explanation for “why is it regarded as virtuous”/”why do people you admire do it”/”why does it increase status?” and the game theory is the answer to that.
Other possible frames for this phenomenon:
I stand by friends, even when the transaction portion is no longer beneficial, because that is a virtuous thing to do.
I love/befriend unconditionally because that’s what people who I admire (mostly fictional, honestly, but still...) do.
I remain friends with (some) people who no longer help me, because it increases my status with others.
All of these kind of fit your insurance/game-theory model, but they feel very different from inside.
Yeah, those seem like compatible-with-my-post things to go on inside a person’s head. Compatible in the sense that those all still need further explanation for “why is it regarded as virtuous”/”why do people you admire do it”/”why does it increase status?” and the game theory is the answer to that.