Sure, you could frame the issue as not knowing how to get money
The solution to “I don’t have enough money” is, generally, to figure out, “How do I get the money I need?” If this is possible, it requires some form of procedural knowledge—you have to know how to get a job, or how to attract investors, or how to rob a bank. Since the shortage can only be resolved by getting more knowledge and then employing it, it seems inappropriate to say the resource is the problem.
“How do I solve this problem without that money?” would also be an appropriate solution, i.e. finding a “taskification” that does not require money as a sub-task. This, again, is knowledge-based.
The solution to “I don’t have enough money” is, generally, to figure out, “How do I get the money I need?” If this is possible, it requires some form of procedural knowledge—you have to know how to get a job, or how to attract investors, or how to rob a bank. Since the shortage can only be resolved by getting more knowledge and then employing it, it seems inappropriate to say the resource is the problem.
“How do I solve this problem without that money?” would also be an appropriate solution, i.e. finding a “taskification” that does not require money as a sub-task. This, again, is knowledge-based.