Until you’ve become comparatively good at predicting the future (entails good models, which entails cognitive effort, which necessitates a reasonably developed cognitive architecture), an immediate benefit will often outweigh some nebulous possible future reward (in OP’s parlance, value).
A bird in the hand is worth two in the bush.
Until you’ve become comparatively good at predicting the future (entails good models, which entails cognitive effort, which necessitates a reasonably developed cognitive architecture), an immediate benefit will often outweigh some nebulous possible future reward (in OP’s parlance, value).