$100k and $250k are standardized life insurance amounts which over-fund CI by a lot. I can get a $100k 10-year term life at $11/mo and a $250k one for $15/mo. I currently get $100k life insurance through my company so I just did that. Smaller than $100k doesn’t seem worth thinking about.
I do expect to pay out of pocket once I have saved enough money for the cost not to matter, because I want to stop dealing with the logistics of proof of insurance.
$100k and $250k are standardized life insurance amounts which over-fund CI by a lot. I can get a $100k 10-year term life at $11/mo and a $250k one for $15/mo. I currently get $100k life insurance through my company so I just did that. Smaller than $100k doesn’t seem worth thinking about.
I do expect to pay out of pocket once I have saved enough money for the cost not to matter, because I want to stop dealing with the logistics of proof of insurance.