I would say that people of ordinary intelligence don’t actually have anything that I would identify as a non-trivial belief. They might say they believe in god, but they don’t actually expect to get the pony they prayed for (even if they say that they do). However, they do have accurate beliefs regarding, say, how to cook food, or whether jumping off a building is a healthy idea, because they actually have to use such beliefs.
I would say that people of ordinary intelligence don’t actually have anything that I would identify as a non-trivial belief. They might say they believe in god, but they don’t actually expect to get the pony they prayed for (even if they say that they do). However, they do have accurate beliefs regarding, say, how to cook food, or whether jumping off a building is a healthy idea, because they actually have to use such beliefs.