Note that the cost of life insurance for a given period scales with your risk of death from non-global-risk causes in advance of a singularity.
My understanding was in policies like Roko was describing you’re not paying year by year, you’re paying for a lifetime thing where in the early years you’re mostly paying for the rate not to go up in later years. Is this inaccurate? If it’s year by year, $1/day seems expensive on a per life basis given that the population-wide rate of death is something like 1 in 1000 for young people, probably much less for LWers and much less still if you only count the ones leaving preservable brains.
My understanding was in policies like Roko was describing you’re not paying year by year, you’re paying for a lifetime thing where in the early years you’re mostly paying for the rate not to go up in later years. Is this inaccurate? If it’s year by year, $1/day seems expensive on a per life basis given that the population-wide rate of death is something like 1 in 1000 for young people, probably much less for LWers and much less still if you only count the ones leaving preservable brains.