It depends on the insurance plan. According to one plan I’m familiar with, it doesn’t pay out if you suicide within two years of having initially acquired the policy. Presumably this is to prevent the more obvious forms of shenanigans while avoiding the bad PR that would result from someone who develops major depression twenty years later not having their insurance pay out.
It depends on the insurance plan. According to one plan I’m familiar with, it doesn’t pay out if you suicide within two years of having initially acquired the policy. Presumably this is to prevent the more obvious forms of shenanigans while avoiding the bad PR that would result from someone who develops major depression twenty years later not having their insurance pay out.