Multiple of those ideas are “do a company in sector X that’s less profit focused”. Those projects are generally not EA projects as they are not efficient.
If you create an insurance company that’s designed to be good for disabled people all the disabled people sign up, you have to pay out and have huge premiums to pay for it. Those huge premiums then drive away anybody who’s not in need of a lot of medical treatment.
To the extend that you want that disabled people get supported in their medical costs by non-disabled people you need government regulation to make that happen. Giving philantrophic money directly to disabled people in the US is generally not considered EA as you can create much more good for the same money if you spend it to improve health outcomes in the third world.
Multiple of those ideas are “do a company in sector X that’s less profit focused”. Those projects are generally not EA projects as they are not efficient.
If you create an insurance company that’s designed to be good for disabled people all the disabled people sign up, you have to pay out and have huge premiums to pay for it. Those huge premiums then drive away anybody who’s not in need of a lot of medical treatment.
To the extend that you want that disabled people get supported in their medical costs by non-disabled people you need government regulation to make that happen. Giving philantrophic money directly to disabled people in the US is generally not considered EA as you can create much more good for the same money if you spend it to improve health outcomes in the third world.