Also, to be clear, nothing in this post constitutes investment advice or legal advice.
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(Also I know enough to say up front that nothing I say here is Investment Advice, or other advice of any kind!)
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None of what I say is financial advice, including anything that sounds like financial advice.
I usually interpret this sort of statement as an invocation to the gods of law, something along the lines of “please don’t smite me”, and certainly not intended literally. Indeed, it seems incongruous to interpret it literally here: the whole point of the discussion, as I’m understanding it, is to provide potentially useful ideas about investing strategies. Am I supposed to pretend that it’s just, like, an interesting thought experiment? Or is there some other interpretation of your disclaimer I’m not seeing?
I think you should view “investment advice” here as a term of art for the kind of thing that investment advisors do, that comes with some of the legal guarantees that investment advisors are bound to.
I agree that in a colloquial sense this post of course contains advice pertaining to making investments.
I do feel pretty confused about the legal situation here and what liability one incurs for talking about things that are kind of related to financial portfolios and making investments.
Amusingly, searching for articles on whether offering unlicensed investment advice is illegal (and whether disclaiming it as “not investment advice” matters) brings me to pages offering “not legal advice” ;p
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I usually interpret this sort of statement as an invocation to the gods of law, something along the lines of “please don’t smite me”, and certainly not intended literally. Indeed, it seems incongruous to interpret it literally here: the whole point of the discussion, as I’m understanding it, is to provide potentially useful ideas about investing strategies. Am I supposed to pretend that it’s just, like, an interesting thought experiment? Or is there some other interpretation of your disclaimer I’m not seeing?
I think you should view “investment advice” here as a term of art for the kind of thing that investment advisors do, that comes with some of the legal guarantees that investment advisors are bound to.
I agree that in a colloquial sense this post of course contains advice pertaining to making investments.
I do feel pretty confused about the legal situation here and what liability one incurs for talking about things that are kind of related to financial portfolios and making investments.
Amusingly, searching for articles on whether offering unlicensed investment advice is illegal (and whether disclaiming it as “not investment advice” matters) brings me to pages offering “not legal advice” ;p