I think this post neglects one of the most serious risks: that adopting a strategy is correlated decision across agents, that others will correctly see that happening, and that the downside risk is significantly magnified by those dynamics.
Naive 1st-order utilitarianism gives you the wrong answer here. Do not illegally skip on paying your income taxes to donate to charity. Spend your cognitive resources getting a better job, or otherwise legally optimizing for more income. Being a software engineer at many tech companies will enable you to donate six figures per year while maintaining a comfortable lifestyle, without restricting your ability to engage with financial infrastructure, own property, or travel.
I think this post neglects one of the most serious risks: that adopting a strategy is correlated decision across agents, that others will correctly see that happening, and that the downside risk is significantly magnified by those dynamics.
Naive 1st-order utilitarianism gives you the wrong answer here. Do not illegally skip on paying your income taxes to donate to charity. Spend your cognitive resources getting a better job, or otherwise legally optimizing for more income. Being a software engineer at many tech companies will enable you to donate six figures per year while maintaining a comfortable lifestyle, without restricting your ability to engage with financial infrastructure, own property, or travel.