I once got into a minor car accident (no one was hurt, thankfully) in which the other driver was clearly at fault. I spoke to the police and a report was filed.
I received no compensation from the other driver’s insurance company (nor did he receive any compensation from mine). However, my insurance company subsequently raised my premium (and, no doubt, the other driver’s insurance company raised his premium as well). Filing the report was worse than useless.
I do not know anyone who has their bicycle insured against theft, or their phone insured against theft. I have never heard of anyone I know who’s had their cars broken into (nor do I know anyone who has their car insured against break-ins).
As far as I can tell, none of these alleged reasons to talk to cops applies to me or to anyone I know, despite me and a number of my friends owning cars, bikes, phones, etc.
I once got into a minor car accident (no one was hurt, thankfully) in which the other driver was clearly at fault. I spoke to the police and a report was filed.
I received no compensation from the other driver’s insurance company (nor did he receive any compensation from mine). However, my insurance company subsequently raised my premium (and, no doubt, the other driver’s insurance company raised his premium as well). Filing the report was worse than useless.
I do not know anyone who has their bicycle insured against theft, or their phone insured against theft. I have never heard of anyone I know who’s had their cars broken into (nor do I know anyone who has their car insured against break-ins).
As far as I can tell, none of these alleged reasons to talk to cops applies to me or to anyone I know, despite me and a number of my friends owning cars, bikes, phones, etc.