In what respect? I don’t see how the content of that article differs from the point I made. The article notes that the effective rates are not as low as one lowball estimate suggested, but they’re still much lower than the nominal rate.
In what respect? I don’t see how the content of that article differs from the point I made. The article notes that the effective rates are not as low as one lowball estimate suggested, but they’re still much lower than the nominal rate.