Money isn’t a cognitive algorithm because it doesn’t actually help you decide what to do. You don’t generally use your money to make decisions. Having more money does put you in a better position where the available options are more favourable, but that’s not really the same thing.
Of course, if you spend that money on nootropics (or a calculator, I suppose), you might be said to have used money to improve your instrumental rationality!
Money isn’t a cognitive algorithm because it doesn’t actually help you decide what to do. You don’t generally use your money to make decisions. Having more money does put you in a better position where the available options are more favourable, but that’s not really the same thing.
Of course, if you spend that money on nootropics (or a calculator, I suppose), you might be said to have used money to improve your instrumental rationality!