Take investing as an example: It can be summarized in this one sentence “Take as much money as you are comfortable with and invest it in a broad index fund, taking out money so to come out with zero money at the moment of your death, except if you want to leave them some money.”
This assumes that you now when you will die and can predict in advance how interest rates will vary over the future. It also ignores akrasia issues.
This assumes that you now when you will die and can predict in advance how interest rates will vary over the future. It also ignores akrasia issues.