If you have money left over, or make more than $50,000 per year and so should be saving more than $5,000 per year, set up a general savings account with the same target retirement fund.
Keep your other finances in order. Keep enough cash in your bank account to last you at least 2 months, preferably 3 or more, plus $1000. Emergencies will happen. Don’t do anything stupid like acquire credit card debt. If you follow only one step, follow this step.
Yeah, I actually just discovered that I’ve gone completely off the deep end, so your sane and measured advice is completely useless to me, sorry. xD
(
Nope
What is this “retire”?
Nope.
Ha ha ha what.
Well yeah, of course.
)
I think I’d edit in a notice to the top of the post so other well-meaning folks like you don’t get tricked into wasting your time trying to talk sense into a total nutcase like me. :)
Cookbook for standard best practices in the US:
Open a Roth IRA account
Select a fund for when you retire
Contribute $5000 every year to that fund.
If you have money left over, or make more than $50,000 per year and so should be saving more than $5,000 per year, set up a general savings account with the same target retirement fund.
Keep your other finances in order. Keep enough cash in your bank account to last you at least 2 months, preferably 3 or more, plus $1000. Emergencies will happen. Don’t do anything stupid like acquire credit card debt. If you follow only one step, follow this step.
Yeah, I actually just discovered that I’ve gone completely off the deep end, so your sane and measured advice is completely useless to me, sorry. xD
(
Nope
What is this “retire”?
Nope.
Ha ha ha what.
Well yeah, of course. )
I think I’d edit in a notice to the top of the post so other well-meaning folks like you don’t get tricked into wasting your time trying to talk sense into a total nutcase like me. :)
(I appreciate all y’all, though. ^^ )