It does apply. The difference is that it is apparently illegal to discriminate for health insurance on that basis. This law however, don’t stop this discrimination in life insurance. So, for health insurance, this is banned, and so this isn’t an issue there. (Of course, it still is likely that that law is not universally obeyed, and therefore it still is an issue for health insurance as well. But less of one.)
It does apply. The difference is that it is apparently illegal to discriminate for health insurance on that basis. This law however, don’t stop this discrimination in life insurance. So, for health insurance, this is banned, and so this isn’t an issue there. (Of course, it still is likely that that law is not universally obeyed, and therefore it still is an issue for health insurance as well. But less of one.)