Zero human capital? I’m sorry to read that you might think this but surely it’s simply not true. Personally, if I was in your situation I would invest those funds in myself. Perhaps a relatively future proof vocation, something physically creative but difficult to replace (in the short term). I’m certainly no expert but believe that skills such as dance teacher, hairdresser, building renovation skills, antique restorations, watch/clock repairs, blacksmith, etc might retain their utility way into the future.
Zero human capital? I’m sorry to read that you might think this but surely it’s simply not true. Personally, if I was in your situation I would invest those funds in myself. Perhaps a relatively future proof vocation, something physically creative but difficult to replace (in the short term). I’m certainly no expert but believe that skills such as dance teacher, hairdresser, building renovation skills, antique restorations, watch/clock repairs, blacksmith, etc might retain their utility way into the future.