I was incorrect in determining the impact on each type of investment from the government considering private companies manage both. At the time, I was thinking that the government created IRAs through law, and I didn’t think that was the case with insurance, and thus the insurance plans seemed more likely to be subject to change by profit motive. However, I don’t know enough about the particular form of life insurance you’re suggesting to feel comfortable making further claims.
I was incorrect in determining the impact on each type of investment from the government considering private companies manage both. At the time, I was thinking that the government created IRAs through law, and I didn’t think that was the case with insurance, and thus the insurance plans seemed more likely to be subject to change by profit motive. However, I don’t know enough about the particular form of life insurance you’re suggesting to feel comfortable making further claims.