What do you mean by “no risk”? This sentence seems to imply that your decisions are influenced by the sunk cost fallacy.
Try to imagine an alien who has been teleported into your body, who is trying to optimize your wealth. The fact that the coins were worth a third of their current price 18 months ago would not factor into the alien’s decision.
This is almost certainly a small minority view, but from my perspective as a European based in the Bay Area who may be moving back to Europe next summer, the most important aspect would be geographical proximity to a decent university where staff and faculty can get away with speaking only English.