Let’s not break our arms patting ourselves on the back, at least not until the data’s in. At the moment we could be more, less, or equally susceptible to scamming than our demographics generally are.
And if this is presented as some sort of “competition” to see whether LW is less susceptible than the general populace, then if anyone has fallen for it, that can further discourage them from reporting it. A lot of this is exploiting the banking system’s lack of transparency as to just how “final” a transaction is; for instance, if you deposit a check, your account may be credited even if the check hasn’t actually cleared. So scammers take advantage of the fact that most people are familiar with all the intricacies of banking, and think that when their account has been credited, it’s safe to send money back.
Let’s not break our arms patting ourselves on the back, at least not until the data’s in. At the moment we could be more, less, or equally susceptible to scamming than our demographics generally are.
It’d be interesting to see which, though.
And if this is presented as some sort of “competition” to see whether LW is less susceptible than the general populace, then if anyone has fallen for it, that can further discourage them from reporting it. A lot of this is exploiting the banking system’s lack of transparency as to just how “final” a transaction is; for instance, if you deposit a check, your account may be credited even if the check hasn’t actually cleared. So scammers take advantage of the fact that most people are familiar with all the intricacies of banking, and think that when their account has been credited, it’s safe to send money back.