I don’t believe so, but maybe someone smarter than me can explain this. The magic 4% of a million = 40k value indeed should factor in, but it shouldn’t dominate the expected value to the degree that you’re making it.
I don’t believe so, but maybe someone smarter than me can explain this. The magic 4% of a million = 40k value indeed should factor in, but it shouldn’t dominate the expected value to the degree that you’re making it.