I’d agree that renting probably makes it easier to dissolve after conflicts, I don’t know how much easier. In a partial ownership scheme, it’s just a matter of finding someone to buy you out, or if only one person is leaving at a time (and this applies to a renting situation as well), maybe there could be a scheme where the others are obligated to buy someone out (they then sell that share to whoever moves in next).
I guess in that case, the house should only be expected to be able to deal with one house-backed buyout at a time.
I can think of a number of ways this could be done:
There’s a minimum fraction of the share that each member must be prepared to buy. (What’s the enforcement mechanism?)
Or maybe we should be nice and exempt members who don’t manage any little liquid wealth from having to contribute.
But it’s permissible to let someone else buy your fraction, if they’re willing.
The house maintains a communal liquid investment to be drawn from when a buyout is necessary.
The house takes on a collective loan to pay for the buyout. Which is then usually paid back when a new member arrives. From what I’ve heard (sorry, can’t remember source) collective loans have extremely high payback rates because a communities are really good for accountability, so the interest rate could be potentially quite low. It might also be feasible to get CEA to facilitate these if finding sufficiently trusting lenders is an issue.
I’d agree that renting probably makes it easier to dissolve after conflicts, I don’t know how much easier. In a partial ownership scheme, it’s just a matter of finding someone to buy you out, or if only one person is leaving at a time (and this applies to a renting situation as well), maybe there could be a scheme where the others are obligated to buy someone out (they then sell that share to whoever moves in next).
I guess in that case, the house should only be expected to be able to deal with one house-backed buyout at a time.
I can think of a number of ways this could be done:
There’s a minimum fraction of the share that each member must be prepared to buy. (What’s the enforcement mechanism?)
Or maybe we should be nice and exempt members who don’t manage any little liquid wealth from having to contribute.
But it’s permissible to let someone else buy your fraction, if they’re willing.
The house maintains a communal liquid investment to be drawn from when a buyout is necessary.
The house takes on a collective loan to pay for the buyout. Which is then usually paid back when a new member arrives. From what I’ve heard (sorry, can’t remember source) collective loans have extremely high payback rates because a communities are really good for accountability, so the interest rate could be potentially quite low. It might also be feasible to get CEA to facilitate these if finding sufficiently trusting lenders is an issue.