Your answer uses a fair amount of analysis and knowledge in order to avoid this kind of large charge. Maybe perversely, I was asking for methods that do not require analysis or knowledge about contract types. I also doubt that most customers of the Texas company had a good sense of the risk they were exposing themselves too—many might have followed the “scan list for lowest rate, then pick that one” method that I use sometimes.
Your answer uses a fair amount of analysis and knowledge in order to avoid this kind of large charge. Maybe perversely, I was asking for methods that do not require analysis or knowledge about contract types. I also doubt that most customers of the Texas company had a good sense of the risk they were exposing themselves too—many might have followed the “scan list for lowest rate, then pick that one” method that I use sometimes.