If you’re on your deathbed, sure. But Horcruxing is not costless. If you have a significant projected lifespan left, and you want ACTUAL immortality, your odds are probably better NOT doing a risky dark ritual that also encourages people to come and kill you.
That’s irrelevant when you’re considering whether or not to use the horcrux at all and the alternative is being dead.
If you’re on your deathbed, sure. But Horcruxing is not costless. If you have a significant projected lifespan left, and you want ACTUAL immortality, your odds are probably better NOT doing a risky dark ritual that also encourages people to come and kill you.