I think I see where you’re coming from on this, but there are a few things to consider:
First, a lot of your criticisms apply most strongly to my own particular idiosyncratic method, and when evaluating it solely as an effective altruism strategy. In fact, I chose the method I did largely as a variety of conscientious objection, not as effective altruism. My post here highlighted the possibilities of tax resistance as an effective altruism strategy, but my own motives for my resistance are more complicated and I did not choose my own method of resistance to optimize its charitable donation possibilities. If you judge it by that standard, it will admittedly look pretty weak. But it’s also possible to choose tax resistance methods differently from how I have done, in a way that prioritizes effective altruism over conscientious objection, if your motives are different from mine.
Second, I think you exaggerate the precariousness of my position. I’m not impoverished. I’m actually doing pretty well. I put aside something like 35–40% of my income for retirement, and every year I put roughly the equivalent of my health insurance deductible into a Health Savings Account in case disaster (or distracted driver) strikes. I make about the median annual income for an individual in the U.S., and have saved up more than the median retirement savings for someone in my age bracket. I’m not “brutally curtailed” or living in “self-imposed poverty”. I’m a reasonably well-off person living in the lap of luxury here in California and enjoying the fruits of the most fabulously prosperous time our species has yet experienced. I can’t imagine feeling deprived like this.
Third, you underestimate the charitable impact of my resistance if you only include the $5k/year or so that I donate and ignore the hundreds of hours of volunteer work (not, perhaps, effective-altruistically optimized, but nonetheless good) my particular technique has helped me to put in.
Fourth, your argument that “if you wanted to fix any of this, you… couldn’t pay off your existing $90k+ liability” is incorrect. If for some reason I changed my mind about all this and wanted to wipe the slate clean, if I were too poor to just pay the full amount, the IRS is like many debt collectors in this regard: it would rather get something than fail to get everything, so it’s willing to bargain. It will ask you what you can afford (demanding that you fess up about your income and assets) and then come up with some figure that doesn’t totally bankrupt you, telling you that you can eliminate your tax debt entirely if you can come up with this lower sum. It’s called the Offer in Compromise program (https://www.irs.gov/payments/offer-in-compromise).
I think I see where you’re coming from on this, but there are a few things to consider:
First, a lot of your criticisms apply most strongly to my own particular idiosyncratic method, and when evaluating it solely as an effective altruism strategy. In fact, I chose the method I did largely as a variety of conscientious objection, not as effective altruism. My post here highlighted the possibilities of tax resistance as an effective altruism strategy, but my own motives for my resistance are more complicated and I did not choose my own method of resistance to optimize its charitable donation possibilities. If you judge it by that standard, it will admittedly look pretty weak. But it’s also possible to choose tax resistance methods differently from how I have done, in a way that prioritizes effective altruism over conscientious objection, if your motives are different from mine.
Second, I think you exaggerate the precariousness of my position. I’m not impoverished. I’m actually doing pretty well. I put aside something like 35–40% of my income for retirement, and every year I put roughly the equivalent of my health insurance deductible into a Health Savings Account in case disaster (or distracted driver) strikes. I make about the median annual income for an individual in the U.S., and have saved up more than the median retirement savings for someone in my age bracket. I’m not “brutally curtailed” or living in “self-imposed poverty”. I’m a reasonably well-off person living in the lap of luxury here in California and enjoying the fruits of the most fabulously prosperous time our species has yet experienced. I can’t imagine feeling deprived like this.
Third, you underestimate the charitable impact of my resistance if you only include the $5k/year or so that I donate and ignore the hundreds of hours of volunteer work (not, perhaps, effective-altruistically optimized, but nonetheless good) my particular technique has helped me to put in.
Fourth, your argument that “if you wanted to fix any of this, you… couldn’t pay off your existing $90k+ liability” is incorrect. If for some reason I changed my mind about all this and wanted to wipe the slate clean, if I were too poor to just pay the full amount, the IRS is like many debt collectors in this regard: it would rather get something than fail to get everything, so it’s willing to bargain. It will ask you what you can afford (demanding that you fess up about your income and assets) and then come up with some figure that doesn’t totally bankrupt you, telling you that you can eliminate your tax debt entirely if you can come up with this lower sum. It’s called the Offer in Compromise program (https://www.irs.gov/payments/offer-in-compromise).